Personal Loan
An unsecured loan for weddings, medical needs, travel, education or any personal requirement — compare suitable options across multiple lenders with BankEzee.
Subject to eligibility, lender policies, applicable rates and approval.
What is a Personal Loan?
A personal loan is an unsecured loan you can use for almost any personal need without pledging collateral. Because there is no security involved, lenders decide the amount, rate and tenure based on your income, employment stability and credit profile. BankEzee helps you understand which of our partner banks and NBFCs may suit your profile so you don't have to apply blindly across multiple lenders.
Who is it for?
- Salaried professionals needing quick funds for a planned or unplanned expense
- Self-employed individuals with steady income looking for flexible-use financing
- Borrowers wanting to consolidate high-interest credit-card dues into a single EMI
- People who prefer not to pledge property or assets as security
Common eligibility factors
- Typically 21–60 years of age (varies by lender)
- A stable source of income — salaried or self-employed
- A healthy credit history and CIBIL score improve options and pricing
- Minimum income requirements differ from one lender to another
Documents usually required
- PAN card and Aadhaar / address proof
- Recent salary slips or income proof (2–3 months)
- Bank statements (usually last 3–6 months)
- For self-employed: ITR, business proof and financials
How BankEzee helps
BankEzee is a loan advisory and distribution service — not a lender. We help you compare suitable personal loan options from our partner banks and NBFCs based on your profile, so you apply where you have a realistic fit instead of guessing.
- Understand your profile and eligibility before you apply
- Compare suitable options across multiple partner banks & NBFCs
- Get help preparing documentation and the application
- A dedicated advisor to follow up through the lender's process
How the application process works
Tell Us What You Need
Select your loan type and share basic requirements.
Eligibility Assessment
BankEzee assesses your basic profile and requirements.
Explore Suitable Lenders
Relevant options from partner banks & NBFCs are identified.
Choose an Option
You select the suitable option you prefer to proceed with.
Documentation & Application
We assist with documentation and application submission.
Lender Decision
The bank/NBFC evaluates and makes the final approval decision.
Explore related pages
Frequently Asked Questions
Explore your Personal Loan options
Check your eligibility in under a minute, or talk to a BankEzee loan advisor for personalised guidance.
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